Mortgage Calculator

This calculator will help you to determine how much house you can afford and/or qualify for.

Complete or change the entry fields in the "Input" column of all three sections. The calculator will automatically recalculate anytime you press the Tab key after making a change to an input field.

Purchase Information

Purchase Price:

Down Payment Percent:

Down Payment Amount:

Loan Amount:

Annual Interest Rate:

Length of the Mortgage in Years:

Payment Information

Monthly Principal & Interest Payment:

Annual Property Taxes:

Monthly Property Taxes:

Annual Insurance:

Monthly Insurance:

Annual PMI:

Monthly PMI:

Monthly Association Fees:

Monthly Payment (PITI):

Tax Deductable Portion of Payment:

Qualifying Information

Gross Income:

Monthly Debt Payments:

Qualify For Loan?

Maximum Qualifying Loan Amount:

Current Payment to Income Ratio (max approx. 40%):

Current Debt to Income Ratio (max approx. 50%):

Create Amortization Schedule

Longer term loans may take a few moments for the report to be generated.

Current Oahu Homes for Sale

Central Oahu 147 $85k - $8.0m

Ewa Plain 314 $350k - $5.3m

Diamond Head 193 $110k - $27.0m

Hawaii Kai 109 $395k - $10.5m

Kailua 111 $150k - $29.4m

Kaneohe 124 $45k - $11.9m

Leeward Coast 228 $65k - $7.0m

Makakilo 68 $230k - $1.4m

Metro Honolulu 1456 $10k - $35.0m

North Shore 89 $350k - $40.0m

Pearl City 118 $15k - $2.6m

Waipahu 91 $160k - $1.6m

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Mortgage Calculator

Purchase Information

Payment Information

Qualifying Information

Create Amortization Schedule

Quarterly Newsletter October - December 2022