Mortgage Calculator

This calculator will help you to determine how much house you can afford and/or qualify for.

Complete or change the entry fields in the "Input" column of all three sections. The calculator will automatically recalculate anytime you press the Tab key after making a change to an input field.

Purchase Information

Purchase Price:

Down Payment Percent:

Down Payment Amount:

Loan Amount:

Annual Interest Rate:

Length of the Mortgage in Years:

Payment Information

Monthly Principal & Interest Payment:

Annual Property Taxes:

Monthly Property Taxes:

Annual Insurance:

Monthly Insurance:

Annual PMI:

Monthly PMI:

Monthly Association Fees:

Monthly Payment (PITI):

Tax Deductable Portion of Payment:

Qualifying Information

Gross Income:

Monthly Debt Payments:

Qualify For Loan?

Maximum Qualifying Loan Amount:

Current Payment to Income Ratio (max approx. 40%):

Current Debt to Income Ratio (max approx. 50%):

Create Amortization Schedule

Longer term loans may take a few moments for the report to be generated.

Current Oahu Homes for Sale

Central Oahu 51 $119k - $2.3m

Ewa Plain 83 $315k - $5.3m

Diamond Head 145 $190k - $27.0m

Hawaii Kai 63 $35k - $14.5m

Kailua 52 $675k - $14.5m

Kaneohe 65 $84k - $13.0m

Leeward Coast 90 $90k - $4.5m

Makakilo 19 $470k - $10.0m

Metro Honolulu 1028 $39k - $20.0m

North Shore 95 $189k - $18.5m

Pearl City 53 $190k - $2.0m

Waipahu 39 $270k - $1.4m

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Mortgage Calculator

Purchase Information

Payment Information

Qualifying Information

Create Amortization Schedule

Quarterly Newsletter July - September 2021