Mortgage Calculator

This calculator will help you to determine how much house you can afford and/or qualify for.

Complete or change the entry fields in the "Input" column of all three sections. The calculator will automatically recalculate anytime you press the Tab key after making a change to an input field.

Purchase Information

Purchase Price:

Down Payment Percent:

Down Payment Amount:

Loan Amount:

Annual Interest Rate:

Length of the Mortgage in Years:

Payment Information

Monthly Principal & Interest Payment:

Annual Property Taxes:

Monthly Property Taxes:

Annual Insurance:

Monthly Insurance:

Annual PMI:

Monthly PMI:

Monthly Association Fees:

Monthly Payment (PITI):

Tax Deductable Portion of Payment:

Qualifying Information

Gross Income:

Monthly Debt Payments:

Qualify For Loan?

Maximum Qualifying Loan Amount:

Current Payment to Income Ratio (max approx. 40%):

Current Debt to Income Ratio (max approx. 50%):

Create Amortization Schedule

Longer term loans may take a few moments for the report to be generated.

Current Oahu Homes for Sale

Central Oahu 50 $143k - $6.7m

Ewa Plain 122 $385k - $5.3m

Diamond Head 135 $90k - $27.0m

Hawaii Kai 36 $168k - $14.5m

Kailua 58 $639k - $14.8m

Kaneohe 65 $92k - $8.0m

Leeward Coast 89 $100k - $2.7m

Makakilo 24 $499k - $10.0m

Metro Honolulu 890 $25k - $25.0m

North Shore 109 $420k - $18.5m

Pearl City 58 $60k - $3.2m

Waipahu 42 $175k - $2.8m

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Mortgage Calculator

Purchase Information

Payment Information

Qualifying Information

Create Amortization Schedule

May 2022 Email Update