Mortgage Calculator

This calculator will help you to determine how much house you can afford and/or qualify for.

Complete or change the entry fields in the "Input" column of all three sections. The calculator will automatically recalculate anytime you press the Tab key after making a change to an input field.

Purchase Information

Purchase Price:

Down Payment Percent:

Down Payment Amount:

Loan Amount:

Annual Interest Rate:

Length of the Mortgage in Years:

Payment Information

Monthly Principal & Interest Payment:

Annual Property Taxes:

Monthly Property Taxes:

Annual Insurance:

Monthly Insurance:

Annual PMI:

Monthly PMI:

Monthly Association Fees:

Monthly Payment (PITI):

Tax Deductable Portion of Payment:

Qualifying Information

Gross Income:

Monthly Debt Payments:

Qualify For Loan?

Maximum Qualifying Loan Amount:

Current Payment to Income Ratio (max approx. 40%):

Current Debt to Income Ratio (max approx. 50%):

Create Amortization Schedule

Longer term loans may take a few moments for the report to be generated.

Current Oahu Homes for Sale

Central Oahu 78 $169k - $8.0m

Ewa Plain 176 $375k - $3.9m

Diamond Head 176 $189k - $27.0m

Hawaii Kai 56 $395k - $9.0m

Kailua 79 $328k - $29.4m

Kaneohe 112 $130k - $25.0m

Leeward Coast 174 $166k - $7.9m

Makakilo 53 $300k - $1.7m

Metro Honolulu 1195 $14k - $30.0m

North Shore 69 $349k - $15.7m

Pearl City 86 $244k - $3.2m

Waipahu 55 $160k - $5.5m

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Mortgage Calculator

Purchase Information

Payment Information

Qualifying Information

Create Amortization Schedule

November 2023 Email Update