Mortgage Calculator

This calculator will help you to determine how much house you can afford and/or qualify for.

Complete or change the entry fields in the "Input" column of all three sections. The calculator will automatically recalculate anytime you press the Tab key after making a change to an input field.

Purchase Information

Purchase Price:

Down Payment Percent:

Down Payment Amount:

Loan Amount:

Annual Interest Rate:

Length of the Mortgage in Years:

Payment Information

Monthly Principal & Interest Payment:

Annual Property Taxes:

Monthly Property Taxes:

Annual Insurance:

Monthly Insurance:

Annual PMI:

Monthly PMI:

Monthly Association Fees:

Monthly Payment (PITI):

Tax Deductable Portion of Payment:

Qualifying Information

Gross Income:

Monthly Debt Payments:

Qualify For Loan?

Maximum Qualifying Loan Amount:

Current Payment to Income Ratio (max approx. 40%):

Current Debt to Income Ratio (max approx. 50%):

Create Amortization Schedule

Longer term loans may take a few moments for the report to be generated.

Current Oahu Homes for Sale

Central Oahu 44 $229k - $2.8m

Ewa Plain 73 $330k - $5.3m

Diamond Head 156 $180k - $27.0m

Hawaii Kai 47 $515k - $15.9m

Kailua 70 $398k - $15.6m

Kaneohe 80 $89k - $13.0m

Leeward Coast 98 $109k - $4.5m

Makakilo 31 $170k - $10.0m

Metro Honolulu 985 $39k - $20.0m

North Shore 90 $199k - $45.0m

Pearl City 67 $88k - $1.8m

Waipahu 23 $280k - $2.9m

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Mortgage Calculator

Purchase Information

Payment Information

Qualifying Information

Create Amortization Schedule

July 2021 Email Update