Mortgage Calculator

This calculator will help you to determine how much house you can afford and/or qualify for.

Complete or change the entry fields in the "Input" column of all three sections. The calculator will automatically recalculate anytime you press the Tab key after making a change to an input field.

Purchase Information

Purchase Price:

Down Payment Percent:

Down Payment Amount:

Loan Amount:

Annual Interest Rate:

Length of the Mortgage in Years:

Payment Information

Monthly Principal & Interest Payment:

Annual Property Taxes:

Monthly Property Taxes:

Annual Insurance:

Monthly Insurance:

Annual PMI:

Monthly PMI:

Monthly Association Fees:

Monthly Payment (PITI):

Tax Deductable Portion of Payment:

Qualifying Information

Gross Income:

Monthly Debt Payments:

Qualify For Loan?

Maximum Qualifying Loan Amount:

Current Payment to Income Ratio (max approx. 40%):

Current Debt to Income Ratio (max approx. 50%):

Create Amortization Schedule

Longer term loans may take a few moments for the report to be generated.

Current Oahu Homes for Sale

Central Oahu 55 $269k - $8.0m

Ewa Plain 159 $410k - $2.9m

Diamond Head 129 $100k - $27.0m

Hawaii Kai 58 $395k - $9.9m

Kailua 62 $369k - $29.4m

Kaneohe 68 $169k - $25.0m

Leeward Coast 153 $165k - $7.0m

Makakilo 42 $230k - $10.0m

Metro Honolulu 1099 $14k - $30.0m

North Shore 73 $500k - $15.7m

Pearl City 47 $90k - $5.0m

Waipahu 63 $165k - $1.6m

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Mortgage Calculator

Purchase Information

Payment Information

Qualifying Information

Create Amortization Schedule

May 2023 Email Update